When to Refinance

There are plenty of occasions where it makes sense to refinance.


Your credit score has improved

Even a small change in your credit score can help you secure a lower interest rate.

You can add another person to the loan

Adding a co-borrower can help improve your status as a borrower and unlock better terms.

Interest rates have gone down

Rates are near an all-time low—if it’s been a few years since you first bought your car, there may be big savings available.

Your warranty is about to expire

Investing in an extended warranty or gap coverage can help you avoid future expenses.

If your financial situation has changed, it might be time to refinance your auto loan. We’ll help you understand your options and find a loan that meets your needs.